---
title: "AR oversight insights · Merrin"
description: "Notes on FCA principal oversight, appointed representative management, and the slow death of compliance-by-spreadsheet."
url: https://merrin.ai/blog
---

# Notes on AR oversight

Practical guides to AR oversight, monitoring and FCA evidence.

[14 October 2026AR oversight: what to check between annual reviewsA practical way to keep track of changes, follow up issues and keep the evidence ready for the next review.Appointed RepresentativesMonitoringPrincipal Oversight](https://merrin.ai/blog/ar-oversight-between-annual-reviews)

[27 August 2026How Merrin helps with AR oversightHow onboarding, monitoring, reviews and FCA filings fit together, and where your team makes the decisions.SUP 12ProductAppointed RepresentativesPrincipal Oversight](https://merrin.ai/blog/sup12-covered-end-to-end)

[28 June 2026SUP 12: what a principal needs to keep track ofA practical look at due diligence, ongoing oversight, annual reviews and the records behind them.SUP 12Appointed RepresentativesPrincipal OversightFCA](https://merrin.ai/blog/managing-sup12-appointed-representatives)

[21 April 2026The FCA’s 2024 AR review: lessons for principalsWhat the FCA found when it looked at principal oversight, with practical steps for improving your reviews and records.FCAAppointed RepresentativesPrincipal OversightConsumer Duty](https://merrin.ai/blog/fca-2024-ar-oversight-review)

[19 December 2024Financial promotions: changes to the FCA rulesA practical walk through the FCA's overhauled financial promotion rules: Consumer Duty, high-risk investments, crypto and the section 21 gateway.FCAFinancial PromotionsConsumer DutyCompliance](https://merrin.ai/blog/fca-financial-promotion-rules-changes)

[12 December 2024When to use a compliance consultantWhere specialist advice helps, which routine jobs software can support, and how to decide what your team needs.ComplianceRegTechConsulting](https://merrin.ai/blog/compliance-consultant-vs-software)