---
title: "AR oversight software for FCA principal firms · Merrin"
description: "Automate AR onboarding, returns and monitoring. Merrin helps FCA principal firms focus on the firms that need attention, with evidence behind every decision."
url: https://merrin.ai/
---

# AI-powered compliance  
for AR principals

Automate onboarding, monitoring and reviews across your AR network, with the evidence behind every decision.

[Explore the platform](#oversight)

## Grow your network without growing the admin

**Still chasing documents?**

Collect firm details, declarations and evidence through assigned tasks instead of another email chain.

**Waiting for the annual review?**

Monitor Companies House, the FCA Register and submitted returns for changes that need investigating.

**Rebuilding the evidence trail?**

Keep the information, the decision and the follow-up together, ready for the next review.

## Know what needs your attention

Merrin shows which ARs have missing information, rising risk or unresolved issues. Your team can go straight to the firm and the work that needs doing.

[Watch the walkthrough](https://merrin.ai/walkthrough)

_(Illustrative Merrin firm workspace with fictional data)_

## Bring ARs on board without the chasing

Give firms and Individuals a clear list of what you need. Details, declarations and evidence come back through their Portal, ready for your team to review.

[AR onboarding](https://merrin.ai/features/onboarding)[AR Portal](https://merrin.ai/features/portal)

_(Illustrative onboarding workflow with fictional firm data)_

## Keep watch between annual reviews

When a director leaves, a return is late or a complaint needs investigating, Merrin records the finding against the firm so your team can follow it through.

[Monitoring & issues](https://merrin.ai/features/monitoring)[Risk & completeness](https://merrin.ai/features/risk)

_(Illustrative monitoring workflow with fictional firm data)_

## Keep the evidence behind every decision

Keep the firm’s records as they stood at the review, with who approved them and why, even after the live information changes.

[Reviews & approvals](https://merrin.ai/features/reviews)[Evidence & audit trail](https://merrin.ai/features/evidence)

_(Illustrative reviews workflow with fictional firm data)_

## Built for the records you hold on people

**Stored in London**

Production data stays in Google Cloud’s London region. Identity documents are read on our own servers.

**Sensitive fields locked down**

National Insurance numbers, criminal record disclosures and identity document numbers are encrypted and masked.

**People decide**

The AI briefs your approvers. It cannot approve, reject or change anything, and never sees those fields.

[Security & data](https://merrin.ai/security)

## Built for AR networks

Choose your sector to see where Merrin helps with AR oversight.

[Consumer creditMotor dealers and retailers. Our initial focus](https://merrin.ai/industries/consumer-credit)[Credit broking & lendingBroker and introducer networks](https://merrin.ai/industries/credit-broking)[Mortgages & protectionMortgage networks and their brokers](https://merrin.ai/industries/mortgages)[Financial adviceAdvice networks and wealth firms](https://merrin.ai/industries/financial-advice)[General insuranceInsurers and brokers with AR outlets](https://merrin.ai/industries/general-insurance)[Investment & regulatory hostingHosts, host AIFMs and investment principals](https://merrin.ai/industries/investments)

## See what your team could stop doing by hand

Walk through onboarding, monitoring and reviews with your own oversight process in mind.

[Schedule a demo ](https://merrin.ai/demo)